Encore Federal Credit Union
Privacy Policy Encore Federal Credit Union

PRIVACY POLICY DISCLOSURE

 

Facts WHAT DOES ENCORE FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Encore Federal Credit Union chooses to share, and whether You can limit this sharing.

Reasons We can share Your personal information Does the Credit Union share? Can You limit this sharing?
For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For Our marketing purposes - to offer Our products
and services to You
YES
NO
For joint marketing with other financial companies
NO
WE DON'T SHARE
For Our affiliates' everyday business purposes -
information about Your transactions and experiences
NO
WE DON'T SHARE
For Our affiliates' everyday business purposes -
information about Your creditworthiness
NO
WE DON'T SHARE
For Our affiliates to market to You
NO
WE DON'T SHARE
For non-affiliates to market to You
NO
WE DON'T SHARE

Questions? Call (866) 338-6728 or write to Us at: 25 East Algonquin Road, Des Plaines, IL 60016

What We do
How does Encore Federal Credit Union protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Encore Federal Credit Union collect my personal information? We collect Your personal information, for example, when You
  • open an account or deposit money
  • pay Your bills or apply for a loan
  • use Your credit or debit card
We also collect Your personal information from others, such as credit bureaus, affiliates, or others.
Why can't I limit all sharing? Federal law gives You the right to limit only
  • sharing for affiliates' everyday business purposes - information about Your creditworthiness
  • affiliates from using Your information to market You
  • sharing for non-affiliates to market You
State laws and individual companies may give You additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Encore Federal Credit Union has no affiliates.
Non-Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Encore Federal Credit Union does not share with non-affiliates so they can market You.
Joint Marketing A formal agreement between non-affiliated financial companies that together
market financial products or services to You. Encore Federal Credit Union
doesn't jointly market.

 

online banking

Quick Links

Current Rates

 

 


Home  |  Privacy  |  Disclaimer  |  Contact Us  |  Sitemap
2009 Copyright - Encore Federal Credit Union
Site Design: Zag Interactive